Frequently Asked Questions
ARC Fertility Employer Program FAQ’s
Why is having a fertility benefit significant for an employer?
Having fertility benefits is vital for recruiting and retaining top talent in today’s competitive market. They are also a differentiator that fosters loyalty and creates a family-friendly company culture. Fertility benefits support an employer’s commitment to workforce diversity, equity, and inclusion. They increase employee productivity because they support those on a fertility journey by decreasing their stress and financial burden. A flexible managed fertility solution reduces medical costs for the employer because the employee receives evidence-based care with better outcomes, including almost universal use of single embryo transfer. Medical Cost Savings is realized by fewer high-risk pregnancies, preterm births, and a reduction in NICU costs, as well as a reduction in miscoding, waste, and overutilization.
Do traditional health insurance plans cover fertility benefits?
Insurance plans vary, but most do not offer comprehensive or adequate coverage for fertility care. Traditional health insurance does not keep up with technology changes, and often has restrictive criteria for employees and/or treatment that result in miscoding, waste, overutilization, and inefficient care. This is not only costly but requires the employee to navigate treatment on their own which adds to the stress and work dysfunction.
What is the ARC Fertility Employer Program?
The ARC Fertility Employer Program is a flexible, managed fertility solution designed for employers. The solution benefits both the employee and the employer.
How does the ARC Fertility Employer Program benefit the employee?
ARC’s benefit is comprehensive for all employees, allowing for options that address diversity, equity, and inclusion. These include simpler and less costly non-IVF treatments, male treatments, egg freezing for fertility preservation, donor sperm, egg and surrogacy, optional pharmacy and genetics programs, and resources for emotional health and adoption. ARC’s bundled packages are evidence-based to avoid miscoding, waste, and overutilization while including all needed services. This results in cost savings of 10% to 50%. Packages include services that usually cost extra, such as an additional frozen embryo transfer, thereby increasing single embryo transfer rates and reducing multiple pregnancies, maternity, and NICU costs. Multi-cycle packages with discounted pricing increase chances for a live birth. ARC’s lower twin rate saved employers $47 million and has been validated by winning the Validation Institute award in 2019 and 2020.
Does ARC require an individual member to meet a definition of infertility?
No, ARC does not require an individual member to meet a definition of infertility. This enables the inclusion of a diverse population so everyone can receive any type of treatment they need.
Is the ARC Fertility Employer Program cost-effective?
Yes, there are NO PEPM fees. The subsidy amount is chosen by the employer and is paid ONLY when an employee uses the services. There is also a small implementation fee and annual company fee so that all employees can access ARC’s comprehensive reproductive health and wellness digital solution. This includes ARC’s FertilityNow app with individual information, resources, and predictors. Concierge Fertility Specialists provide personalized information regarding benefits and financial solutions along with emotional support throughout each employee’s fertility journey. This helps members minimize treatments and connect with a Center of Excellence to optimize outcomes. Our Net Promoter Score is 89. ARC Fertility also has a robust Telehealth system that can minimize time away from work and reduce cost.
Can the ARC Fertility Employer program integrate into an existing plan?
Yes, ARC can work with the employer’s plan or their TPA to establish the simplest possible administration. Since ARC Treatment Packages are all-inclusive for clinical services and can include Pharmacy, Genetics, and other Services, a global payment can be made.
How flexible is the ARC Fertility Employer Program with their benefits packages?
ARC can design packages that meet the choices of the employer, including IUI, IVF, egg freezing, sperm and egg donor, surrogacy, emotional and adoption support.
What happens if the employer subsidy does not cover all the care needed?
Financing programs are available through ARC to provide additional funds between the employer contribution and employee need. This support reduces time, energy, and distraction for employees struggling with family building and increases presenteeism and productivity. It enables the employer to provide a meaningful benefit without covering all the cost.
How many people are affected by infertility?
Are both men and women affected by infertility?
Yes, both men and women experience infertility; it does not discriminate.
About ARC Fertility
How is ARC different?
ARC was founded in 1997 by Dr. David Adamson, an internationally renowned fertility expert, and physician leader, to increase access to quality fertility care. With their selected Centers of Excellence (COE) and successful direct-to-consumer experience, ARC has now created the most innovative, high-value, affordable fertility program to help employers succeed in their goal to provide their employees access to cost-effective fertility benefits.
How large is the ARC Fertility Network?
ARC is the largest and most established network of vetted and validated board-certified reproductive endocrinology infertility specialists who provide 25% of the in vitro fertilization (IVF) cycles at over 250 locations in the US. The ARC employer program is evidence-based for optimal outcomes, validated by winning the Validation Institute award in 2018 and 2019.
Finalist in PBGH Health Innovations Summit for Fertility Benefits
Start building better fertility solutions today
Start building better fertility solutions today