Letter To Employer:

Thank you for your interest in Advanced Reproductive Care, Inc. (ARC). ARC is a national organization of physicians who specialize in reproductive medicine. We are the largest such physician group in the world, and the only one with national coverage for the United States.

ARC can offer a new health benefit to your employees — coverage for infertility care and treatment, at no cost to you. This benefit, The Employer’s Infertility Solution™ is a comprehensive, integrated cost saving infertility program to help you meet the health care needs of your employees. Your company can take advantage of this solution, which includes The ARC Fertility Program^® for your employees. Offering this contribution or benefit will also demonstrate your company’s commitment to equal opportunity standards in health benefits.

ARC offers fertility benefits to individuals that include all needed clinical care, pharmaceutical products and financing. In addition, we have a unique reimbursement program that refunds most of the cost of care to couples that are unsuccessful in our one year and two year treatment programs. A syndicate of Lloyd’s of London underwrites any losses we may have on this refund program.

Offering The Employer’s Infertility Solution to your employees would require no change in other parts of your health benefit plan. If your company currently offers an infertility benefit, ARC would represent an alternative. In fact, you may save money by avoiding miscoding of infertility care and over utilization of services by inexperienced providers (please see attached Infertility Related Diagnosis Codes). Physicians who provide our services are specialists in reproductive medicine and have agreed to practice following evidence-based medicine guidelines.

The need for infertility services is far greater than you may realize, with one in six couples experiencing infertility. Employees may be hesitant to discuss or ask for such a contribution or benefit. If you allow employees access to the ARC program, all transactions are confidential and do not need to involve your company resources or personnel.

For a confidential response, please fill out the attached form and send it by fax to our toll free fax number located at the bottom of the form. Your employees will thank you for offering a contribution or benefit they can afford, and you will benefit by providing an important service, without additional cost.

Yours truly,

David Adamson, M.D.

Chairman & Chief Executive Officer