Introduction | ARC's Background | The ARC Fertility Program | Healthy Baby Program | Testimonials | Contact Us
The Employer’s Infertility Solution
ARC can offer a new health benefit to your employees coverage for infertility care and treatment, at no cost to you. This benefit, The Employer’s Infertility Solution is a comprehensive, integrated cost saving infertility program to help you meet the health care needs of your employees. Your company can take advantage of this solution, which includes The ARC Fertility Program® for your employees. Offering this contribution or benefit will also demonstrate your company’s commitment to equal opportunity standards in health benefits.
ARC offers to individuals fertility benefits that include all needed clinical care, pharmaceutical products and financing. In addition, we have a unique reimbursement program that refunds most of the cost of care to couples who are unsuccessful in their treatment program.
Offering The Employer’s Infertility Solution to your employees will require no change in other parts of your health benefit plan. If your company currently offers an infertility benefit, ARC would represent an alternative. In fact, you may save money by avoiding miscoding of infertility care and over utilization of services by inexperienced providers (please see attached Infertility Related Diagnosis Codes). Physicians who provide our services are specialists in reproductive medicine and have agreed to practice following evidence-based medicine guidelines.
The need for infertility services is far greater than you may realize, with one in six couples experiencing infertility. Employees may be hesitant to discuss or ask for such a contribution or benefit. If you allow employees access to the ARC program, all transactions are confidential and do not need to involve your company resources or personnel.
The Employer’s Infertility Solution Includes:
- High Quality Fertility Care Provided by the largest National Network of Specialists
- The ARC Healthy Baby Program
- Unique & Comprehensive Package Prices for Clinical Care & Pharmaceuticals
- Financing and a Refund Guarantee
- ARC is Dedicated to the Advancement of Reproductive Health, Education & Research
The Need to Offer a Defined Fertility Program
- One in six couples suffer from infertility.
- Infertility is a highly emotional issue that affects productivity.
- There is an absence of defined fertility contribution or benefit programs.
- Recent legal rulings create exposure for employers.
Historical Issues with Offering A Fertility Program
- Uncontrollability of cost of care.
- Unpredictability of cost of care.
- Employer unhappiness with cost of multiple births
- Unhappiness of employees with poor outcomes, unnecessary treatment and wasted time.
Risks of NOT Offering a Defined Fertility Program
- Employers pay unconsciously today even if infertility is not covered
- Cost shifting of infertility treatment by coding with non-infertility diagnoses. (See "Infertility Related Diagnosis Codes"). Carriers don't identify this cost shifting.
- Delayed, excessive or inappropriate care from physicians inexperienced in providing infertility treatment.
- The inability to attract and retain top employees.
- The inability to know or control the cost of the benefit.
Advantages to Employers of Advanced Reproductive Care (ARC)
- The only national solution to offering a Defined Fertility Program with predetermined price alternatives from which employers and employees may choose.
- You can offer The ARC Fertility Program® at no cost to your company. You have full control over how much, if any, your company wishes to contribute.
- Patients and employers know cost in advance of treatment.
- Demonstrated success enables refund guarantee option to patient.
- Employer addresses sensitive recruiting issue with appropriate remedy -- includes web link presence for Intranet.
- Voluntary arrangement has no ERISA or administrative impact -- just sign participation agreement & make available to employees & families.
The ARC Fertility Program®
Employers May Choose the Type of Program They Wish to Provide
Examples are:
- The Comprehensive Initial Evaluation
- One cycle of in vitro fertilization ("IVF")
- Two cycles of IVF
- Three cycles of IVF
- Flexible Care Packages of Services
- Pharmaceutical Services
- Refund Guarantee
Advantages of The ARC Fertility Program®
- Replaces fertility-related expenditures already occurring under existing health plans.
- Defines packages of services on the basis of achieving the desired patient outcomes.
- Places a predetermined price on each package of services so the cost is known by the employer.
- Offers a choice of service packages to employers and their employees.
- Offers a choice of employer-employee financial participation in the fertility benefit.
- National network of over 250 invited fertility specialists (approx 1/3 of total US) -- adhere to strict clinical protocols to ensure better clinical outcomes.
- Located in major metropolitan areas.
ARC is the only national company in reproductive medicine offering the scope of expertise, commitment to excellence, and structure of care found in The Employer's Infertility Solution.